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Good evening, Is anyone using 1st mile merchant services for CC processing? They are partners of Mitchell 1 and seem to offer great rates and options. They also provide customer financing. I’m considering switching from my current processor but would like to hear real world experience before hand.

Loma Solutions represents a 0% credit card fee solution. We have 1000's of customers in the US and our solution makes auto shop owners thousands of extra dollars every year. How does 0% processing work? When your customer decides to pay with a card, they have 2 options. If they use a credit card, a small percentage of the transaction will be charged to their card. If they use a debit card, there will be no fee to the customer. Our software does all the work and explains to the customer of their choice prior to the card being authorized. What exactly are the costs to the merchant and to the customer? For credit cards: Merchant pays zero credit card fees, the customer pays 3.5% of the transaction For debit cards: Merchant pays 1% + $0.25/authorization, the customer pays 0 fees Facts: - A card swiper is not needed: credit card information can be typed in a phone, computer or over the phone. There is a 'brick' card swiper if needed* - No set-up costs or any other fees - Our agreement is month-to-month - If you auto batch by 8:00 PM EST, you get your money the next day - The solution complies with all card rules and regulations - We'll have you up-and-running within a week Benefits to the Merchant: *** You are being fair to your customer by offering them a choice to pay a fee or not, while you are eliminating your credit card fees, which can be up to 2.5% of your total card sales. - Simple to use and all charges are viewable through our real-time online portal. - Support: our team is there when you need us. We will show you and anyone on your team how to use the solution, but it’s very straight forward. Making you more money! If your current credit card fees are 2.5% of your total card sales, for every $50,000 in credit card transactions, you'll put an extra $1,250 in your pocket. * we will provide you with a ‘brick’ terminal: $35/month if needed. This includes free paper re-supplies. Reach out if you'd like to discuss.

Ok guys how is the best way to not eat some of our hard work when a credit card or debit card is handed to us and the counter when we're getting paid. I love cash but I don't see it as much as I used to . I don't care for checks any more since I've been burned in the past. And now on my jobs that are hundred and some over a thousand this takes a bite out of my profit. How are you dealing with this and how are you explaining it to your customers so they don't get upset? Thanks for the help